Contact us: 604-924 9152
Cover Advisors


We value your support not only in the way of your business, but also through the referrals you send our way. The greatest vote of confidence we can be given is when you refer someone to us. We are thankful and fortunate to have such great clients and partners. Here is what some of our clients have to say about us...

I have been a client of Bernie and his team for more than for more 20 years and among other things, there is one thing that I have appreciated in working with them. It is that they do what they say they are going to do and the products and services they have provided over those years have worked as promised. I have also found that their entire team always treated me and my family as valued people first and clients second. I highly recommend Cove for anyone who needs insurance or planning services. The scope of their expertise and commitment to service is excellent.

- Dr. Douglas Nielsen
Dentist, Steveston Smiles

Bernie helped me navigate the world of insurance to determine exactly what type of coverage I needed. He listened and provided advice to ensure I am protected should I ever develop an illness or disability.

Throughout the process, the entire staff at Cove was so patient and responsive. I never felt rushed. The process gave me confidence knowing that I have sufficient protection in place and that the coverage can grow as my income changes over time. Subsequently, Cove helped me purchase a life insurance policy as my needs changed further.

Beyond just the pure advice and technical expertise that Cove provided, Bernie also taught me about the benefit and practice of meditation. Since learning the basics of meditation, I find I am able to relax more easily, sleep more soundly, and better focus both professionally and personally.

- Danielle Slavin, CFA

The Cove team have been my trusted advisors for more than 15 years. I share the same values with the good people at Cove and look to them as a partner in the well-being of my family and business.  Its an extra little bonus that I don’t wear suits either!

- Warren Sandes, P.Eng.
President & Partner, Aqua-Solve Services Inc.

Sabrina and I appreciated Warren and Bernie spending the time to really get to know us, what matters to us, and what our values are, so they could build use a plan that fits for where we’re at today and what we want to protect for the future. We feel confident that we and our daughter are financially protected in the best possible way, covering contingencies that we hadn’t even considered. We are truly grateful.

- Mike Desjardins

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