Who Pays the Tax When a Business Owner Dies?
When a business owner passes away, most of the early questions...
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What Happens to Your Business If Something Happens to You?
In a 2023 report from the Canadian Federation of Independent Business...
Why Your Life Insurance Beneficiary Might Not Be Who You Think
Most people treat naming a beneficiary as a one-time decision you...
Self Employed? Why Disability Insurance Deserves a Second Look.
As of March 2025, only 25.3% of self-employed Canadians had disability...
Why Women Face a Wider Life Insurance Gap in Canada, and What’s Behind It
Canadian households are underinsured by an average of 14.5%, holding roughly...
Why Critical Illness Insurance Deserves a Second Look for Business Owners
An estimated 42% of Canadians will be diagnosed with cancer at...
Cove Insight: CRA Issues Warning About Aggressive Tax Schemes Involving Insurance Products
You may have seen recent news about the Canada Revenue Agency...
Cove Insight: BMO Announces 2026 Bonus Rate (for Whole Life Policies)
BMO Insurance has announced a 2026 Performance Bonus Rate of 6.00%...
Canada Life Increases Critical Illness Coverage
Canada Life has increased the maximum critical illness insurance coverage to...
Life Insurance for Financial Protection
How much Life Insurance do I need? If you’ve decided that you...