Welcome to Cove

We’re proud of the community we’ve created. We’re an independent insurance brokerage agency, but we are so much more. We do Life, Disability, and Critical Illness insurance, differently. We provide continuity of income, assets, businesses, wealth, and impact through insurance and planning. We also provide planning on a fee-for-service basis.

We’re different from traditional insurance brokerage agencies because our business model is weighted to doing good in this world. We contribute to, and participate in, social and environmental causes, we are a certified B corps, and we also offer Impact planning, helping other businesses meet their environmental and social impact goals.

Come on in. We invite you to join our community.

Our Mission

To build the best plans, deliver the best products, cause the least amount of harm possible, and use business as a force for good.

We believe in building Space to Breathe, both literally and figuratively, into everything we do. For our insurance clients, we create Space to Breathe by implementing insurance solutions that ensure financial security during times of emotional upheaval caused by a death, disability, or critical illness. Our Continuity planning creates Space To Breathe in knowing that everything that can be done to plan for continuity and for the unexpected has been done. Our Impact Planning creates Space to Breathe by facilitating a process for businesses to dream about how they can play a bigger role in changing the world for the benefit of all their stakeholders. By planning their impact their dreams become actions, creating Space To Breathe for our planet and the generations to come.

Internally, we are driven to use our business to affect positive change. We abide by our motto, Space to Breathe, daily and judge our actions as skillful or unskillful by whether we create Space to Breathe in the execution of our duties and responsibilities to our clients, our partners, each other, and ourselves.